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Plans and Programs made available from DentalPlans.com are certainly not health care insurance policies. Plans and Programs supplied by DentalPlans.com provide discounts at certain medical service providers for medical services. Plans and Programs proposed by DentalPlans.com tend not to make payments on to the providers of medical services. The program or Program member is obligated to pay for all medical services and may receive a discount from those health care providers who've contracted while using the Plan, Program or discount plan organization.